16 Chapters in the Course Material (Online Only)
50 question multiple choice exam.
The course is highlighted in areas related to exam questions.
Unlimited free retakes if under 70% is scored.
Each chapter ends with chapter review questions. Upon completion of the course material, students will be presented with a mandatory multiple-choice final examination.
Course Description
This course is designed to educate the insurance professionals in regard to the complexities of the Social Security Program and how its benefits can enhance their clients overall retirement position. An unfortunate fact is that most individuals are unaware of the basic benefits Social Security provides, and that lack of knowledge can lead to hasty decisions. Hasty decisions can leave so many benefits untapped—untapped income that can severely affect a family’s quality of life as they near or are in their retirement years. This course is all encompassing as it explains the details of every benefit Social Security provides— from retirement benefits, to disability benefits, to survivors benefits. The program has been expanded to include spousal benefits, divorced spouse benefits, and dependent benefits, all within the arena of retirement, disability and survivors benefits. More and more seniors are turning to their financial advisors to help them sort through the available options when planning retirement. Many have financial portfolios that need to be considered in conjunction with their Social Security benefits. Students will learn the complex calculations of benefits at any age and for any marital status and will become knowledgeable in the many strategies involved with savvy retirement planning, such as earning “delayed retirement credits,” the filing strategies of “file and suspend,” and getting a “do-over.”